[Hiring] LOA Contract to Close @Nightowl
Join our dynamic team as a Mortgage Processor and be part of a leading financial services company dedicated to helping individuals achieve their dream of homeownership. We offer a collaborative and supportive work environment with opportunities for growth and professional development.
Key Responsibilities
Review mortgage loan applications and gather necessary documentation for processing.
Ensure accuracy and completeness of loan files according to regulatory requirements and company policies.
Utilize Automated Underwriting Systems (AUS) such as Desktop Underwriter (DU) and Loan Prospector (LP) to assess loan eligibility.
Verify applicant information, including income, credit history, and property details, using industry tools and resources.
Communicate effectively with loan officers, underwriters, and clients to obtain additional information as needed.
Coordinate with internal teams to facilitate timely processing and closing of loans, leveraging processes like ACE (Automated Collateral Evaluation) and PIW (Property Inspection Waiver).
Maintain detailed records and documentation throughout the loan processing cycle, adhering to industry standards and guidelines.
Skills, Knowledge, and Expertise
3+ years of experience in mortgage processing or related field.
3+ years of experience using a LOS (Encompass preferred)
Must have experience with order outs and calling third parties
Familiar with using office applications
Proficient communication skills
Great personality
Finance and accounting experience is a plus
Knowledge of mortgage industry regulations and guidelines, including Fannie Mae and Freddie Mac requirements.
Benefits
Above market salary
HMO on Day 1 for principal and two dependents
Government-mandated benefits
Performance-based Incentives
Quarterly Company Events
In-depth training for career growth
Great Company Culture and HR experience
1,000 PHP De Minimis
Equipment and software provided
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